Let’s know more about bKash
bKash is a mobile financial company owned by Brac Bank. Basically, they introduced mobile banking in Bangladesh. In the old days, when transferring money in rural areas was a problem and everyone doesn’t have a bank account, bKash comes with a solution. The recharge shop in every small market even in the village area becomes an agent for bKash transfer and withdrawal. It changed the money transfer scenario in Bangladesh. Lots of other banks have their mobile financing service like bKash, but nobody is popular with it like bKash account.
Use of bKash Account
bKash launched to solve a problem that is mobile banking. Replacing the pocket money to the mobile wallet. They targetted it to accept payment from every market and small shop. Nowadays, bKash is accepted by a lot of small shops in the busy market area but still couldn’t achieve for the small shops. But things give a signal that someday it’ll be accepted by every shop near or there.
These days, bKash is mainly being used to send a small amount to the known ones who live distance. To make different payments for products, services, etc. And mostly, it’s being used mentionable in e-commerce transactions. Paying utility bills, recharging mobile bills, etc. are the popular ones.
Safety issues with bKash
As bKash is the leading mobile financial company in the country, it has a large number of users and a vast amount of agents. bKash has a good amount of scam history but I believe the scammer gets success scamming user’s wallets for the user’s unconsciousness and greed. Scammers make calls and act like they contact the customer care talks about account and balance issues and ask for the PIN to solve the problem. Another example is the scammer calls to users and saying they win a lottery for a big amount and demand some processing fees. Sometimes they call to the rural no educated person about govt. relief and ask for some money for processing that. People get scammed when they take those call positively and respond with what they ask to provide like verification pin, wallet pin, money, etc. Govt. and the law enforcement agencies also don’t take it seriously. That’s why the scammers doing their scamming continuously.
How to make your bKash account secure
bKash authority publishing tv radio ads about not giving pin to anyone even if someone say they called from customer care. They published this boldly that customer care person never asks for wallet pin to give any part of services. Below are a few tips which you can follow to make your bKash account/wallet secure.
- Set a random & strong pin
Set a strong PIN which is limited to 5 characters only. Don’t use your birth year, mobile number, or any common number that is related to your daily life. But set a random PIN and remember it. - Change your pin occasionally
Change your PIN after a few months or every month if possible. When we input out bKash account PIN in different places like cashout agents, friends hang out, and payment counters in different shops, not sure someone was looking at your mobile screen/keyboard. To stay safe, change the PIN after a short period if you can. - Don’t share your pin with anyone
Don’t share your bKash PIN with anyone. This is the BOLD caution we have to strictly maintain in order to keep our wallets safe. Even if someone calls and says s/he called from bKash official customer care and asks for the PIN to solve an account issue, never share. bKash Customer agent also doesn’t need your PIN to provide any of the services. Sometimes, the caller asks to share the verification PIN, not the wallet PIN, they basically requested to set a new pin and ask for a verification PIN that is sent to the account number they want to get into. Do not share your PIN or verification PIN with anyone, not with the agent, not even with your GF/BF! 🙂 - Use the app if you use a smartphone
If you use a smartphone, use the bKash app to enjoy every bKash feature at your fingertip. And always keep your app up to date. - Do not write down your bKash PIN on a smartphone note or paper
Do not use any kind of note to write down your bKash PIN to remember it. Just set a PIN that you can simply remember.
Conclusion
In an economic year, a very vast amount gets stolen by fraud call to bKash users and manage them to provide their PIN to that strange caller. Just don’t believe/hear those calls and don’t be greedy to any of the sweet offers they give you in exchange for your bKash PIN. I hope this article will help you keep your bKash account safe.